Ascencia Bank Receives Bankrate.com SM Top Tier Award Ascencia Bank has received the Bankrate.com SM Top Tier award for consistently offering annual percentage yields (APYs) that were among the highest reported in 100 Highest Yields for 4th quarter 2003. This is the seventh time that Ascencia has received this award. About Ascencia Bank, Inc Ascencia Bank is an Internet bank headquartered in Louisville, KY. The bank opened for business in February 1999. Ascencia Bank provides quality banking services, great rates and excellent customer service on the Internet. We believe Ascencia Bank represents the future of banking and our growing customer base agrees.